lending

Ledn Launches Private Wealth Division

Ledn Launches Private Wealth Division

Major BTC lender Ledn has announced the launch of its Private Wealth program, “a tiered experience with relationship managers, expedited processing, and preferential rates.” Per the press release shared with Cryptonews, this program is specifically for high-net-worth clients, institutional investors, and corporations that “want to turn long-term Bitcoin holdings into strategic capital.” The new offering […]

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Crypto Lender Divine Uses Iris-Scanning World ID to Disburse 30,000 Unsecured Loans

Crypto Lender Divine Uses Iris-Scanning World ID to Disburse 30,000 Unsecured Loans

San Francisco-based crypto lender Divine Research is extending thousands of unsecured loans to borrowers across the globe, verified not through traditional IDs but with a scan of their eyes. The startup says it has issued around 30,000 short-term loans since December, the Financial Times reported Sunday. To identify borrowers, it uses World ID, the iris-scanning

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UnFederalReserve Token (ERSDL) and Residual Token (eRSDL)

UnFederalReserve Token (ERSDL) and Residual Token (eRSDL)

Jul 23, 2025 at 20:33 // Price UnFederalReserve Token (ERSDL), rebranded to Residual Token (eRSDL), is the native cryptocurrency token associated with the UnFederalReserve ecosystem. UnFederalReserve is a project focused on bringing decentralized finance (DeFi) solutions to the world of traditional banking and financial institutions. The project aims to bridge the gap between the

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The DeFi Pulse Index (DPI): A Cryptocurrency Index Token

The DeFi Pulse Index (DPI): A Cryptocurrency Index Token

The DeFi Pulse Index (DPI) is a cryptocurrency index token that represents a diversified portfolio of decentralized finance (DeFi) tokens. It is designed to give investors exposure to a broad range of DeFi projects and assets through a single token. The DeFi Pulse Index is often used as a way to track and invest

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JPMorgan May Start Lending Directly Against BTC, ETH Starting Next Year: Report

JPMorgan May Start Lending Directly Against BTC, ETH Starting Next Year: Report

JPMorgan Chase is reportedly exploring lending against clients’ Bitcoin and Ethereum holdings starting next year, sources told the Financial Times. However, they cautioned that the plans are subject to change. The move would make JPMorgan one of the largest US banks to endorse crypto into mainstream. JPMorgan Chase CEO Jamie Dimon, who has been a

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A Cryptocurrency-Backed Lending Platform And Token

A Cryptocurrency-Backed Lending Platform And Token

NEXO is a cryptocurrency-backed lending platform that offers users the ability to borrow funds using their digital assets as collateral. Nexo aims to provide a way for crypto holders to access liquidity without needing to sell their assets, allowing them to benefit from potential price appreciation while still accessing funds for various purposes.  Fast

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US housing agency FHFA considers digital assets like Bitcoin for mortgage collateral

US housing agency FHFA considers digital assets like Bitcoin for mortgage collateral

The US Federal Housing Finance Agency (FHFA) is exploring whether digital asset holdings like Bitcoin should be considered in mortgage application processes. FHFA Director Bill Pulte announced the initiative on July 24 via X, noting that the agency is beginning a review process to determine how crypto might be used in home loan evaluations. According

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JPMorgan to accept Bitcoin ETFs as loan collateral, consider digital holdings in evaluations

JPMorgan to accept Bitcoin ETFs as loan collateral, consider digital holdings in evaluations

JPMorgan is set to begin accepting Bitcoin (BTC) exchange-traded funds as collateral for loans, Bloomberg News reported on June 4. The lender also plans to consider digital asset holdings when evaluating a client’s net worth and liquid assets, placing crypto alongside traditional categories such as equities, vehicles, and fine art when assessing lending eligibility. The

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NFT Lending Market Crashes 97% as Users and Loan Sizes Plummet

NFT Lending Market Crashes 97% as Users and Loan Sizes Plummet

Key Takeaways: NFT lending volume has plunged 97% from its 2024 peak, with borrowers and lenders retreating sharply. GONDI now dominates the sector, overtaking Blend by offering longer-term, stable lending backed by art NFTs. For revival, the market needs real-world use cases and utility-driven innovations beyond protocol tweaks. The NFT lending market has tumbled by

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Active DeFi loans hit all-time high at .7B as TVL nears pre-tariff levels

Active DeFi loans hit all-time high at $23.7B as TVL nears pre-tariff levels

Active loans across decentralized lending applications climbed to a record $23.723 billion on May 21, based on Token Terminal data. Meanwhile, the DeFi ecosystem’s total value locked (TVL) sits 6.4% below the level recorded on Jan. 31, the day before President Donald Trump formalized his proposed import tariffs.  The surge in outstanding loans extends an

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